one helpful thing i have found on the internet is that you can buy an extremely cheep charm spell (made only) that makes others' disposition 100 for a short time, and does not require any high level to use. if you use a spell like this on a guard that is chasing you, then let him talk to you, if the fine is below 1k, he will pay for you. this, however, does not work on count's bodyguards. to get away free from count's bodyguards, use the "resist arrest" option then wait for a regular guard to come. You then charm him, and yeild to him (block and talk to him) and he will pay for you.
This is good for people who are low on money, but if you have a high amount (I have 550,000) it really easy to just pay it off. Which also saves alot of time and trouble.