Do any of you know if it would be possible to have 2 separate accounts for FH5? One for cheating that is banned and one for non cheating that is not banned?
Yes. Just make sure you sign into an account you want to play on the Xbox app before starting the game. Works on both the Windows Store version and Steam.
Whenever I activate the money cheat it always resets to 100k, I cant make it higher
You probably shouldn't make it higher as the game may label you a cheater and ban your account.