If you want to just play through the game at max level, just go to editor and exp. section and change it to 9,999,999. Then do a quick quest and boom your level 80 with 332 attribute points ready to be applied. Its a quick clean way to level your character fast to play multi./online without using the trainer.
Are there no repercussions for doing this? No user-bans or anything? Thanks.
Your account will get locked out of multiplayer if you edit any stats to have more than a total of 332 points at Lv 80. Pretty much, don't exceed the caps.
If it's anything like the first game, editing the stats to be max 332 at lvl 80 should allow you to play online again.