All the options should be in the clear except for anything that alters stat wise. I've been playing and I've been using all the options except add souls, add level (weight inst a permanent stat so that's fine to use) and infinite fp because for some reason when I have that on my game crashes within 2 minutes to an hour compared to hours of play just using stamina and health.
So fr I've been playing 2 whole journeys online and haven't been banned yet since I haven't altered anything.
Have you been co-op'ing and invading during your online stints? I've been using it in OFFLINE mode (both Steam and Game) and then coming online without the trainer to play with friends. I haven't been banned/soft-banned yet either.