Yea, I have experienced some unbalanced stuff myself. Opposed to many other games it seems wise to have level 6 + to enemies to survive easily. Kind of odd.
Why are so many ppl nerd about this game? I was flagged a ninja because I hit "need" on one item. What's up with that? And passed on three beforehand. Oh, well I must be badass huh?
Well, if you needed an item for a companion, then yes, that's pretty much normal. Actually it's been like that since day one."Need" only for yourself and if you really need it. If not, "Greed" it.
Oh and yes, a lot of the name calling and insulting happens right on the Red Eclipse. I've never been called a ninja looter or herder there, but I've seen it happen a lot in the general chat.