All of the info for getting the characters have been found here, and may possibly not be 100% accurate.
LinkLouieGo to the Adventurers Guild after visiting the Merchants Guild when you first start out. This character will always be available the first time you try to go on an adventure.
Initial level: 1
Initial equipment: Worn Sword, Leather Armor, Wooden Shield, Old Muffler
Can equip: Sword, Clothes, Breastplate, Bracelet, Shield and Muffler items
SkillsDefend: Block incoming attacks if you stand still or don't attack.
Rotation Slash: Attack everything in a circle around you. Character starts with this skill. Costs 5 SP.
Wave Attack: Character sends a wave out in front of him. Unlocked at level 10. Costs 5 SP.
CharmeClear Jade Road Floor 15. Have her visit the shop once. Sell at least two items to her.
Initial level: 8
Initial equipment: Rusty Dagger, Scrap Breastplate, Wooden Bracelet, Summer Sandals
Can equip: Dagger, Clothes, Breastplate, Bracelet and Boot items.
SkillsDefend: Dodge attacks by moving towards the direction the attack is coming from.
Dash: Tap the movement key twice to dash in that direction. Can change direction while dashing.
Check Trap: Not sure how it works, but alerts if the chest has a trap if you stand close to it?
Clone: Create clones around the character that are able to attack. Can create up to 6 at a time. Costs 5 SP. Character starts wih this.
Flame Rush: Character rushes forward covered in fire, making you invincible in the process. Costs 5 SP. Unlocked at level 10.
Spider Web: Throw a web in front of you that'll stop/slow enemy movement. Costs 5 SP. Unlocked at level 20.
CaillouAfter getting to merchant level 3, Caillou will come in to place an order. Fulfill the order and do business with the character after that to unlock it.
(Incomplete as I haven't played the character at all)
Initial level: 10
Initial equipment: ?
Can equip: Staves, Clothes, Robes and Bracelet items.
SkillsPowered Bomb: Attack in a circle around the character, invincible while using the attack. Costs 5 SP. Character starts with this.
Ice Mine: Place an ice mine on the ground in front of you. If an enemy walks onto it, it'll take low, continuous damage. Costs 5 SP. Character starts with this.
Zapper: Costs 3 SP per second. Character starts with this.
Gemini Force: Attack with missiles all around you. Costs 25 SP. Unlocked at level 25.
Teleport: Teleport randomly around the map. Costs 5 SP. Unlocked at level 30.
TielleMeet her during the Morning or Afternoon in the Town Square. Complete Jade Road. Unlocked Amber Garden. Clear Amber Garden (30 Floors) and watch the event. Sell an item to her.
Initial level: 20
Initial equipment: ?
Can equip: Bow, Clothes, Breastplate and Bracelet items.
SkillsFlame Arrow: Fire a fire arrow in front of you. Costs 4 SP. Character starts with this skill.
Seeker Arrow: Fire an arrow that automatically tracks and hits the nearest enemy in the direction fired. Costs 5 SP. Character starts with this.
Holy Rain: Fire an arrow into the sky causing beams of light to hit all around you. Costs 8 SP. Character Starts with this.
Battle Mode!: Paralyse enemies around you for 5-6 seconds. Costs 5 SP. Unlocked at level 25.
NagiAfter day 9, she will randomly start appearing in dungeons. After meeting her 4 times during dungeons, wait for her to visit the shop. Sell to her several times (unknown how many, may be random).
Initial level: 15
Initial equipment: ?
Can equip: Spear, Clothes, Breastplate, Armor, Bracelet, Shield and Necklace items.
SkillsDefend: Can defend against long range attacks if standing still or not attacking. Does not work against bosses.
Flame Rush: Same as Charme.
100 Thrusts: Low power attack that hits several times. Costs 8 SP. Character starts with this.
Zan yen Monthly(?): Attack all enemies around you. Costs 10 SP. Unlocked at level 20.
Wave Attack: Fire a wave at the enemy(?). Costs 5 SP. No idea when it's unlocked.
ElanHave Charme unlocked. Go to the Pub at night and watch the event. Go to the Merchants Guild during the morning for another event. Have him visit the store once. Sell at least 2 items to him.
Initial level: 15
Initial equipment: ?
Can equip: Gloves, Clothes, Robes, Bracelets.
SkillsDash: Double tap direction key to dash. Can't change direction while dashing.
Flame Rush: Same as Charme and Nagi.
Flurry: Quick successive punches against all enemies around the character. Costs 20 SP. Character starts with this.
Berserk: Ups Strength, Defense and Magic Defense for 10 seconds. Cannot use items while in this state. Costs 5 SP. Unlocked at level 20.